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For Informational Purposes Only

Calculator results are estimates based on simplified models and user-provided inputs. They do not constitute financial advice, a financial plan, or a guarantee of any outcome. Consult a licensed financial advisor, your pension administrator, or your loan servicer before making financial decisions. Full legal disclaimer →

ClearPath Budget

Know where you stand. Track income from all sources — salary, pension, military retirement, and investments — alongside your monthly expenses. Built for public service professionals.

Monthly Income
$15,500
Monthly Expenses
$4,880
Net Cashflow
$10,620
Savings Rate
68.5%
Savings Rate Meter68.5% — Excellent
69%
0%10% (Good)20%+ (Excellent)

Income vs. Expenses

IncomeExpensesNet$0k$4k$8k$12k$16k

Expense Breakdown

  • Housing/Rent
  • Utilities
  • Food/Groceries
  • Transportation
  • Healthcare
  • Savings/Investments

Retirement Savings Projection (Illustrative)

5560657075Age$0k$250k$500k$750k$1000k

* Illustrative projection based on $800/month savings at 7% average annual return. Adjust your savings entries above to reflect your actual contributions.

Income Sources

$15,500/mo
Salary/Wages
State Nursing Salary
$8,500
Pension
CalPERS Pension
$4,200
Military Retirement
USAF Retirement
$2,800

Monthly Expenses

$4,880/mo
Housing/Rent
Mortgage/Rent
$2,200
Utilities
Electric, Gas, Water
$280
Food/Groceries
Groceries & Dining
$600
Transportation
Car payment + Gas
$650
Healthcare
Insurance + Co-pays
$350
Savings/Investments
401k / IRA
$800

Annual Summary

Annual Income
$186,000
Annual Expenses
$58,560
Annual Net
$127,440
Savings Rate
68.5%

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